Because your patronage is important, we have set forth
this privacy policy for handling the information you
provide online. Your decision to use this web site and
it's services should be an informed one.
1. Collecting Information
When you visit this web site, information may be
collected about you that you voluntarily choose to
share. This identification information may include, but
is not limited to, your name, e‑mail address, telephone
and fax numbers, physical address, details of your real
estate and lending needs and preferences, and other
What may be less obvious is that, when you visit this
web site, data may be collected through the use of
“cookies” (i.e. small text files placed on your computer
by a Website), Web server logs, and other Web tools.
These are used customize your online experience, as well
as track your Internet use. The tracking data we
collect may include, but is not limited to, the date and
time you visit, the time you spend, the web pages you
view, your search queries, and basic information about
your computer, such as your Internet Protocol (“IP”)
address, your domain name, your browser type, and the
name of your Internet service provider. You may
deactivate cookies if you do not want your browsing to
be tracked, but doing so may hinder your online
You may be directed, through hyperlinks, to other web
sites that are beyond the control of this site and its'
operator(s). This Privacy Policy does not cover the
collection of information by those other companies and
web sites. Although we encourage third parties to
provide their own privacy policies, we are not
responsible for their activities, such as how they
handle the information they collect online.
2. Using Information Collected
The identification information you voluntarily supply is
used to customize your online experience and to do what
you have asked of us. Your identification information
is also used to tell you about our products and
services, but you may instruct us not to send
communications to you by following the procedure
indicated below under “Contacting Us.” On occasion,
your identification information may be used to validate
your identity. As for usage tracking data, it is
primarily used to operate and improve our web site, and
to further marketing efforts.
As a general rule, your information is not shared with
unaffiliated third parties. Your information may be
shared with personnel and service providers to the
extent necessary to fulfill your requests. Your
information may be shared with our affiliates, but will
not be shared with unaffiliated third parties for direct
marketing purposes. All rights are reserved to disclose
your information under limited circumstances, such as to
cooperate with law enforcement or judicial authorities
as required by law or legal process, to protect legal
rights, or to protect the public good.
Whenever you are online, you run the risk that the
information you give out will fall into the wrong hands.
Although reasonable security procedures and practices
are in place to safeguard your privacy, no guarantee can
be made as to the security of any information you
provide to us. No responsibility or liability is
accepted for the activities of third parties.
3. Updating Information
If you would like to review the information about you
that has been collected through this web site, or to
change that information, you can make that request by
following the procedure indicated below under
“Contacting Us.” It may be required that you verify
your identity before your request will be processed.
4. Updating Our Privacy Policy
Changes to this policy may be made by posting our
updated Privacy Policy on this web site and indicating a
new “Effective Date.”
5. Contacting Us
If you would like your information removed or modified
or If you have any questions or concerns regarding our
Privacy Policy, please use the contact information
provided on the web site.
6. Effective Date: This Privacy Policy is effective as
of Sept 1, 1998.